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Term life insurance no medical exam required! One quite popular way of buying term life insurance is getting your policy approved without having to do a medical examination.
You only need to provide basic information and answer questions about your present health as well as your health history.
For a very long time it has been the norm to have a limited amount of life insurance approved by life insurance companies on younger people with no medical exam necessary.
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Term Life Insurance No Medical Exam
In recent years a few carriers have chosen to extend that privilege up until age 65.
People are healthier today at older ages than they used to be and they live much longer. In addition it is much easier for a life insurance company to check on a persons health.
You can therefore qualify for up to $1,000,000 of term life insurance without a medical exam between the ages of age 18 and age 65. You complete a short questionnaire which usually gives the life insurance company sufficient information to make a decision in about 15 minutes.
These term policies are renewable up until age 95 without any proof that you are still in good health. This comes in handy if you need life insurance after the period of time you initially selected.
Don’t pay too much for non medical life insurance. Buy from a Quality carrier.