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Life Insurance Articles

If you really want to understand how life insurance works you are in the right place. If you also want to get the best insurance quotes on the internet relax because this is where the action is.

A Great Deal Of Thought Should Be Given To Naming Beneficiaries

Selecting Heirs Naming beneficiaries for your estate or for your life insurance policies tend not to be given sufficient attention by some people. This should be a very important decision for you and careful consideration should be given to the matter before coming to a final conclusion as to who should be named and how the proceeds […]

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Understanding Term Life Insurance Policies

Term life insurance policies are so straightforward in their description they are easy to understand. To put it simply…you pay a minimal premium per thousand on an annual, semi annual, quarterly or monthly basis. You die within the term that the policy is in force and the life insurance company pays your beneficiary the face value of the policy. In

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Permanent Life Insurance Dividends

Applied To Cash Value Policies Life Insurance dividends are earned by permanent participating life insurance policies. Let us take the whole life policy as an example. Some whole life policies are non participating policies which mean that they do not participate if the performance is better than anticipated. The premiums for non participating policies are usually lower than those of

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Dividends Paid On Participating Life Insurance Policies

When you buy a participating life insurance policy you earn dividends on your policy. They are a return of premiums and should not be confused with those earned from ownership of stock. They are not guaranteed. You accumulate them on whole life policies or any participating permanent life insurance policy. What will happen to your family when you die? Would they

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