If you really want to understand how life insurance works you are in the right place. If you also want to get the best insurance quotes on the internet relax because this is where the action is.
Risk Appraisal – Evaluate Risk Risk appraisal is a simple concept used by life insurance companies to assess a fair premium cost for people who purchase their products. Life insurance is based on a rather uncomplicated premise. It is easier for a group of people to share the cost of an unexpected death than for […]
Buying Life Insurance Direct life insurance is a fairly new idea for insurance buyers. I wonder why it took so long and why other companies have not followed suit? It makes everything easier for life insurance buyers. I think what they should do is make one state license good for every state, then you will
Why would you need low cost life insurance? You have met the person of your dreams. You have decided to get married. your future looks great. You think you should protect your spouse with some life insurance in the event of your premature death. You need some low cost term life insurance, term costs less. What
It is a downright shame that money owed to some beneficiaries of unclaimed life insurance policies never get to them during their lifetimes. While I was still in the field the life insurance company for which I worked handed me hundreds of what is referred to as orphan policy holders. The agents had left the company and in some cases
No load Life Insurance. Don’t you think it is about time that insurance marketers come straight with the buying public and stop using these fancy terms like no load life insurance to market their product? The simple fact is that there is no such thing. There exists some products with a lower front end load than others
Professionally Managed Mutual Funds! We work hard to make a living and at some time we feel that we would like to invest some money in the stock market. When we check it out we become aware that a fortune can be made in the market…but not without great risk. The next best idea is
For the homeowner mortgage life and disability insurance go hand in hand. If it is your desire to preserve your property for your loved ones after death you buy a mortgage life insurance policy. If you want to be assured that the home is still yours even if you are unable to earn a living because of
The term Long Term Disability Insurance usually applies to a policy that provides a disability benefit up to age 65. When most people think about insurance the first thing that comes to mind is auto insurance, life insurance or may be a policy that would protect their homes in the event of some type of catastrophe. These people
Is Long Term Care Important? What Is Long Term Care? How Do We Define It? What Is Long Term Care Insurance? As people get older there is a tendency toward the development of certain physical and mental conditions which result in the need for constant care. Conditions such Alzheimer’s, certain Cancers, Parkinson’s disease and many
The return of premium life insurance policy is a term life policy that guarantees that at the end of the term period you will get back all of the money that you have paid in premiums. Let us suppose you acquire a 20 year return of premium life policy. You maintain a level death benefit and you pay a
