If you really want to understand how life insurance works you are in the right place. If you also want to get the best insurance quotes on the internet relax because this is where the action is.
Joseph M Belth PHD Joseph M. Belth, Ph.D., is professor emeritus of insurance in the Kelley School of Business at Indiana University (Bloomington), editor of The Insurance Forum, and author of Life Insurance: A Consumer’s Handbook. He is the author of several other books and numerous journal articles. For one of his books Belth received […]
At some time everyone must take the time to determine their life insurance needs. These needs vary depending on the individual. Some people need life insurance for family protection which in many respects cover a myriad of ideas. Business people also have life insurance needs that must be taken care of. Let us take a
Determine Your Life Insurance Needs – Why You Need Life Insurance And How Much You Need Read More »
Term Life Insurance Rates What makes term insurance rates so much lower than whole life, universal life, variable universal life or variable life insurance rates. Term insurance is the closest thing to pure insurance as you can get. In some cases it is not so pure though. Let us examine how pure term life insurance rates are.
There are advantages to buying term life insurance as well as disadvantages. Let us look at both sides of the coin and see whether this policy is good for you or not. You make the decision. Term insurance can be very inexpensive, this depends on the type you elect to buy. The term period is very important,
Is Term Life Or Permanent Best There are basically two types of life insurance…permanent life insurance and term life Insurance. Permanent life insurance is the type of insurance you keep for as long as you live. There are two parts to permanent insurance. There is the saving element, which term life insurance does not have, and
Consider online term life insurance as a viable alternative to having an agent visiting your residence or your place of business. If you know the type of life insurance you want to buy and have a pretty good idea of the amount then you are ready for this. An online term life insurance purchase would be a
Term Life Insurance Premiums The term life insurance rate is usually the most affordable rate for the consumer. Term life insurance is considered temporary insurance in the life insurance industry as the policy lasts for a specific period of years after which time it expires or is renewed by the owner of the policy. On renewal the
Low Life Insurance Rate Some people assume that if they find the lowest life insurance rate they have found the best life insurance policy for themselves and their families. This is not necessarily the situation. Sometimes it is better to pay a little higher premium to get a better policy. There are giant life insurance
Best Term Life Rates Available Online The online term life insurance rate is the same as the offline rate. Someone may want to know if s/he would save buying life insurance online compared to buying offline. It seems that many products rates are reduced if you buy online. Not really, you just get a wider
Explanation Of 20 Year Term 20 year term insurance, quite a well received policy. Recently I was having a casual talk with a long time friend who, like me, had been in the life insurance business for many years. It occurred to us that so much has changed over the years…not only the attitude toward
