Category: Best Life Insurance Articles

Life Insurance No Medical Exam

Term Life Insurance With No Physical Life insurance no medical exam. If you are in the market for life insurance but can't seem to find the time to take care of the details a no medical life insurance policy may…

Contingent Beneficiaries

Naming Beneficiary Types Contingent Beneficiaries. When you buy a life insurance policy you will be required to name a beneficiary.You want to be certain the proceeds of the policy goes to the deserving person. There are three levels of beneficiaries.They are…

Risk Appraisal Criteria

Needed To Evaluate Risk There are certain risk appraisal criteria which must be met when an insurance considers issuing large life insurance policies. Want to protect your family with life insurance? Take a Free look at Top Quality Life Insurance Quotes from…

Universal Life Insurance Policy

Tailor Universal Life To Fit Your Need The universal life insurance policy is made up of term life insurance combined with a saving element.The policy allows for flexibility in the amount of premium applied to saving and the amount applied to the…

Child Life Insurance

Cover College Costs And More A child life insurance policy used to be sold with the express purpose of using the cash value of the policy to pay college costs.The policy used was an endowment policy for 15 or 20 years.It didn't…

Lapsed Life Insurance Policies

Can Sometimes Be Reinstated Lapsed life insurance policies.Life Insurance companies write a clause into policies which allow policy owners to reinstate lapsed life insurance policies.To put this into proper perspective, however, it should be pointed out that many policies that people…

Right Life Insurance Coverage

Right Type And Amount Of Coverage Buying the right life insurance coverage involves much thought and sometimes some research. You not only need to give ample consideration as to how much you need and want to buy but you also have to…

Risk Appraisal

Risk Appraisal - Evaluate Risk Risk appraisal is a simple concept used by life insurance companies to assess a fair premium cost for people who purchase their products. Life insurance is based on a rather uncomplicated premise.It is easier for…

Mortgage Life And Disability Insurance

For the homeowner mortgage life and disability insurance go hand in hand.If it is your desire to preserve your property for your loved ones after death you buy a mortgage life insurance policy.If you want to be assured that the home is…